8 Credit Building Tips for the Modern American

Credit is your financial reputation. It shows financial organizations how reliable you are when re-paying money or following through with terms of a contract.

The quality of your credit can impact:

· Housing affordability

· Loan qualification

· Interest rates

· Credit card qualification

· Credit card limits

Attaining good credit score shouldn’t intimidate anyone. Here are some helpful tips to build and repair credit for long lasting impact.