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401(k) Tools & Calculators

Retirement planning doesn't have to feel complicated. Use our interactive tools to explore everyday financial decisions and see how different choices may impact your money.

401(k) Loan Calculator

Thinking about borrowing from your 401(k)? Estimate your payment and explore the potential long-term impact of taking money out of your retirement account.

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Explore: loan payments, repayment period and potential retirement impact.

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Roth vs. Pre-tax Calculator

Compare Roth and pre-tax 401(k) contributions to better understand how taxes today and taxes in retirement may affect your take-home pay and long-term savings.

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Explore: estimated tax impact, paycheck impact and potential after-tax retirement value.

1099 Retirement Tax Savings Calculator

Self-employed or earning 1099 income? Explore how eligible retirement plan contributions could affect taxable income and retirement savings.

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Explore: potential contributions, estimated tax savings and retirement savings opportunities.

Planning tools for real-life decisions

Whether you're considering a 401(k) loan, deciding between Roth and pre-tax contributions, or looking for ways to save for retirement with self-employment income, these calculators can help you better understand the numbers behind your options.

Already work with Sage Rutty and have questions about your 401(k)?

Our team can help you understand your options and how they fit into your overall retirement strategy.

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Sage Rutty and Company, Inc.   100 Corporate Woods, Suite 300   Rochester, New York 14623 
phone 585.232.3760   fax 1.866.902.0273   toll free 1.800.733.1133

© 2021 Sage Rutty. Sage Rutty is a trademark of Sage Rutty and Company, Inc. Members: FINRA and SIPC
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